[FreePalestine1]

I think things generally start off as experiments in first world countries then trickle down eventually to third world countries. That's just the reality. 20 years ago not everything could be digitized because internet/smartphone access isn't widespread, but now more or less every single person on the planet has some sort of internet access. Things change eventually, they gotta start somewhere.

[rswail]

I assume that you are excluding the US banking system from that "trickle down" effect.

[anticensor]

US banking is behind many developed countries due to security model mismatch.

[fragmede]

More like 68% of people, which seems pretty far from "more or less every single person on the planet".

https://www.statista.com/statistics/273018/number-of-interne...

[umeshunni]

But is probably very close to every single adult on the planet.