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ikt | 1 year ago
It should be as easy as possible to donate, imo it would be better even setting up a basic kofi or buy me a coffee account, or I see the Ukrainians using paypal all the time.
It should be a 3 click payment not a bank transfer requiring copying and pasting IBAN numbers and bank account numbers etc
To poke fun at the Germans at least they are not requesting we fax a copy of the money in :P
masklinn|1 year ago
That... is what SEPA is, but built into the european banking system directly.
> I think he's right that if you are relying on IBAN and needing to do an individual bank transfer then it's not ideal.
It's not ideal that you can do a simple transfer by inputting the recipient's IBAN and an amount and be done with literally no third party involved? What?
> imo it would be better even setting up a basic kofi or buy me a coffee account, or I see the Ukrainians using paypal all the time.
You think it's easier to require setting up a third party account, adding your card to it, getting the card authorised, and doing the payment that way, with fees.
Than putting 20 digits in your own bank's application and pressing "send"?
> It should be a 3 click payment not a bank transfer requiring copying and pasting IBAN numbers and bank account numbers etc
It's a SEPA transfer, it's super common and nothing very complicated. There is no bank account number involved: the BIC is the bank's own identifier, and while it was commonly required 10 years ago it's been optional for a long time, my bank's application doesn't even have a field for that anymore.
There's a standard format for qrcode SEPA called EPC (https://en.wikipedia.org/wiki/EPC_QR_code), however the amount is fixed which is not always desirable e.g.
- qrcode for a 133.70€ donation https://epc-qr.eu/?bname=CCC%20eV&iban=DE41%202001%200020%20...
- qrcode for a 13.30€ donation https://epc-qr.eu/?bname=CCC%20eV&iban=DE41%202001%200020%20...
ikt|1 year ago
- You don't have to setup an account
- You don't have to get the card authorised (I don't know what this means)
- Adding your card numbers in takes me 10 seconds, in the case of Paypal, it's already there so no time
- Fee's are minimal, not even worth wondering about
In terms of donation, entering in the amount to donate and clicking submit is yes, easier than going into my bank's website, bringing up the international transfer, and it's asking me for SMS confirmation that I want to do this, and I can't be bothered going further.
edit: I think maybe we are fighting the wrong battle.
You think IBAN is super easy, and maybe in Europe it is.
I'm not in Europe though and neither is the other chap, so maybe the donations are very easy in Europe but not so much out of it.
I've never done an IBAN payment in my life but I've donated thousands and thousands of dollars to loads of places all over the world without issue for years including Ukraine, this is the first time I've seen a place only accepting an IBAN donation, which feels like a friction that is not there for other places.
boneitis|1 year ago
> Than putting 20 digits in your own bank's application and pressing "send"?
Posting from U.S. (and admittedly a very U.S.-centric response), but in the case of Venmo/Paypal/buymeacoffee/Patreon/gofundme, yes.
I spent another half-hour trying to go the route of Wise suggested by a sibling comment but got stuck in the KYC hurdles. I already sent them my I.D. several times, but the selfie-verification flow won't complete for me, and I'm drawing the line at choosing not to install their app. (And well, I bit the bullet and installed app. It refuses to take a clear selfie, no matter how clear the the preview is /shrug)
lmz|1 year ago