[ikt]

> You think it's easier to require setting up a third party account, adding your card to it, getting the card authorised, and doing the payment that way, with fees.

- You don't have to setup an account

- You don't have to get the card authorised (I don't know what this means)

- Adding your card numbers in takes me 10 seconds, in the case of Paypal, it's already there so no time

- Fee's are minimal, not even worth wondering about

In terms of donation, entering in the amount to donate and clicking submit is yes, easier than going into my bank's website, bringing up the international transfer, and it's asking me for SMS confirmation that I want to do this, and I can't be bothered going further.

edit: I think maybe we are fighting the wrong battle.

You think IBAN is super easy, and maybe in Europe it is.

I'm not in Europe though and neither is the other chap, so maybe the donations are very easy in Europe but not so much out of it.

I've never done an IBAN payment in my life but I've donated thousands and thousands of dollars to loads of places all over the world without issue for years including Ukraine, this is the first time I've seen a place only accepting an IBAN donation, which feels like a friction that is not there for other places.

[immibis]

You're donating to a European place. For Ukraine they let you send money directly to the US account of the entire country of Ukraine (an account held at JPMorgan Chase by the way!! That's right, having the world's reserve currency allows American private entities to fractional-reserve entire countries) and earmark it a certain way, and the National Bank of Ukraine would figure it out. That's a highly unusual way to do things. If you want to send a payment to a specific person inside Ukraine, normally you would give their Ukrainian account number to your bank and let your bank figure it out, just like you are doing here.

This feels like an "American discovering the outside world for the first time and discovering that American systems aren't very good" moment.