[Over2Chars]

I would assume that earthquake insurance in japan is a reasonable model for "world insurance".

It looks like it's a reinsurance program:

https://www.mof.go.jp/english/policy/financial_system/earthq...

So, I think the answer is "no".

[tzs]

Japan is probably not a good comparison for home insurance because houses in Japan typically only have a 20 to 30 year lifespan. After that they are usually torn down and a new house is built.

[Over2Chars]

Its a country built on seismically active volcanoes.

If there's earthquake insurance in japan, it should be do-able.

"In and around Japan, one-tenth of earthquakes in the world occur. " https://geoscienceletters.springeropen.com/articles/10.1186/...

[UniverseHacker]

Why would anyone tear down a 20 year old house? Where I live the houses are 80-100 years old and they’re better built and nicer to live in than most newer homes.