[steeeeeve]

I _just_ went through this when my child had an ebike accident (AAA, southern california). You need specific ebike insurance. Auto/homeowners doesn't apply for different reasons.

[aoanevdus]

Would it be different for non-e bikes?

[steeeeeve]

Oddly, yes. A regular bike accident would have been covered. And it would have been covered on a moped as well even though she's too young to have a license.