[Lopsii]

We provide a banking platform with card, insurance and payments (just like your regular everyday bank account), our payment is built on real time rails that most banks have access to. What people don't know is that almost all banks can do this but don't provide the service for everyone.

Real time rails allow up to $10M in payments for almost zero dollars but banks add their premiums.

Does that answer your question?

[vednig]

The providers for payment rails charge a percent of transaction so how is that reduced in your service.

Based on this article https://tipalti.com/resources/learn/payment-rails/

[Lopsii]

great point. Banks operate on the fednow rail. that's one provided by the government. They are fix rates and very low