[snakeyjake]

You think it is inappropriate to live in a fire prone area.

Your arbitrary line of appropriateness is wrong.

My arbitrary line of appropriateness is right.

It is inappropriate to live anywhere where there is a fire, earthquake, blizzard, sink hole, volcano, heat wave, tornado, and hurricane risk but also where there is not ample local (as in constrained to a single independent self-governing body) water, energy, and food resources.

Only those parts are truly less risky parts.

[tfehring]

There's no need to draw a discrete line and say it's inappropriate to be on the wrong side of it. People should be able to live where they choose. But people should also pay actuarially fair insurance premiums and market-driven prices for energy and other services, based on those risks and the associated cost to serve them. That's not happening today, because market distortions created by government entities force people in lower-risk areas to cross-subsidize expenses for people in higher-risk areas.