[everly]

OP addresses this directly, if you bothered to read the whole thing:

"The stakes should be low. Whatever you’re selling, it’s gotta be cheap. And if things go awry? No one’s going to launch a chargeback crusade. Just like a reliable vending machine, if it jams, it’ll return your coins."

[stevoski]

I read it all. No need for snark.

Not sure which one of my points you are refuting with that quote.

[everly]

If you introduce a process susceptible to credit card fraud then you're not keeping it low stakes.