[marapuru]

In the Netherlands, a financial advisory board (NIBUD) advises people to save 10% of their income. The average yearly income being around € 45K comes to a € 4.5K yearly saving. Deduct unexpected costs + that you want to spend part of this on actual savings _and_ realizing that many people don't manage to save that much due to increasing prices + senseless spending (subscriptions, fast fashion, etc.) makes it much less surprising.

Also, Hotels and Airbnb's are incredibly expensive (even for me, working a decent job with a good income) for families. That's why i chose campings over hotels and bought a decent tent.