[shreyshnaccount]

i always thought that its valuable when you have enough data from an insurance pov? is that a myth?

[Spacecosmonaut]

For the vast majority of people lifestyle is much more deterministic than genetics. There are a few exceptions causing relatively deterministic adult onset diseases: Huntington, APOA4 homozygosity, FAP, BRACA mutants. These are rare however.

[1dom]

> For the vast majority of people lifestyle is much more deterministic than genetics.

How much of lifestyle do you think is determined by genetics, if any, and how much of that link do we currently understand?

I feel the concern around genetic data privacy has normally been the risk of unknown future stuff, rather than any current known vectors. I'm not saying it's a legitimate fear, but I don't know if it's one that is placated with "we can't currently do anything bad".

[lotsofpulp]

In the US, health insurers are restricted to using the following for pricing insurance, and genetics is not one:

https://www.healthcare.gov/how-plans-set-your-premiums/

All the other types of insurance (life/disability/etc) are free to ask you to provide DNA if they think it would be useful for underwriting. The fact that they do not means the DNA is not providing enough signal to be worth considering in the underwriting process.

[genewitch]

Or they already have it, the same way any insurance company can look up how much coverage my policy has.

[Fomite]

If you're worried about this, you also need to be worried about them knowing what zip code you were born in.

[vintermann]

That's what 23andMe thought too.