[bitsandboots]

As you say, due to banking, this works more or less depending on which country you live in.

Some countries have tied their banking to their phones, with apps that use SafetyNet to check how Googled you are.

Somehow corporations and nations have given sovereignty away for convenience and so you may need 2 phones: the google one and the good one, to properly be f-droid only.

[bitsandboots]

I agree with you that most consumers probably do want things that are bad for them. I would at least be cautious of services provided by one of the companies with the most anti-trust lawsuits this century, I really don't think they're your friend.