I'm 26 from California, I have never had a single occasion to write a check in my life. Neither have any of my peers to my knowledge, but it naturally doesn't come up a lot.
To pay for things, you obviously must use something.
What you likely do not realize is there are additional protections inherent with checks that you likely do not have with what you are using.
Payment systems often force you to pay a percentage of the total as a fee, just like using your ATM card at a out of network ATM will impose a fee both at the ATM, but on your banks side as well.
That's more than you would pay than if you provided a check.
There are also many things inherent in the processes involving cashing checks that protect you from various forms of fraud, and the documentation you generate (with carbon copies) can be used in court to support claims as well when bad actors lie.
By utilizing something else because its convenient, you effectively sign away protections you didn't know you had.
Not knowing the how's and why's, and not being taught, becomes detrimental to your future without you even realizing it.
trod1234|11 months ago
What you likely do not realize is there are additional protections inherent with checks that you likely do not have with what you are using.
Payment systems often force you to pay a percentage of the total as a fee, just like using your ATM card at a out of network ATM will impose a fee both at the ATM, but on your banks side as well.
That's more than you would pay than if you provided a check.
There are also many things inherent in the processes involving cashing checks that protect you from various forms of fraud, and the documentation you generate (with carbon copies) can be used in court to support claims as well when bad actors lie.
By utilizing something else because its convenient, you effectively sign away protections you didn't know you had.
Not knowing the how's and why's, and not being taught, becomes detrimental to your future without you even realizing it.