[unusualmonkey]

I'd need a source to back up those claims, as you note it's not trivial to understand how economy would react.

I also don't see why buying a house would be much riskier? If you buy a house for your family it's because you either prefer the lifestyle or think it provides economic advantages over renting. Given you only need housing when your alive, I think what happens after you pass is not as major a concern as presented.

[pqtyw]

> I'd need a source to back up those claims

A source like what? I don't think there are many studies refuting bizarre not well thought out policies. Also it's pretty hard for me to argue against a suggestion that's so ill defined.

Albeit a massive increase in consumption and a reduction in savings would be the most obvious outcome (with all the implications of that).

> after you pass is not as major a concern as presented

Therefore there is no point for you to own your house. When you get older you either get a reverse mortgage or don't buy property in the first place. There would be no rational reason to own property beyond a certain age.

[unusualmonkey]

If no sources exist, then you must accept making claims such as this would 'lower savings rates' are simply not backed up. Maybe it will... maybe it won't.

So what if there is no reason to own property beyond a certain age? Even if we take this claim as true... that doesn't explain if this is a good or bad thing.