[Edd314159]

When my career was just beginning (maybe choosing to freelance on day 1 was the mistake), if a client was even a couple of grand behind on invoices then I would have been toast financially.

Early in your career, with no savings, working for free is just not an option.

[apercu]

I have never done freelance or consulting work where I didn't have at least 6 months of cash on hand.

[scott_w]

> When my career was just beginning

Clearly "just have half a year's savings" wasn't an option here...