[jodoherty]

I worry too. American consumer credit card debt sounds like it's rising pretty quickly, and many people I talk to have a lack of free will and carry a sense of unfairness in the system they live in.

However, people can also adapt pretty quickly.

Those grocery shopping "optimization" skills are making a big come back (and have been since Covid). There are plenty of YouTube and TikTok videos popularizing how to get more out of their grocery hauls.

Lots of people are also learning how to budget, how to invest, etc. and sharing their excitement about it too. For some folks, they finally learn this stuff in their 40s and 50s, but there are also a lot of young adults learning these skills thanks to the Internet.

So I also have hope.

I just don't think the lack of basic math and budgeting skills displayed by average consumers are a problem so much as a symptom.