[vaidhy]

If you are staying with your parents, I do not think Medicaid covers you. I do not see where you get < $50 for car insurance when you are under 26. Assuming a family like June Huh, they are much more likely to live in urban areas which does not fit into your cost model.

[kelipso]

If under 26, you can get your parents’ work insurance, usually not a big increase, otherwise, you can just get crappy insurance for cheap. If urban area, you don’t need a car.