[pxndx]

Absolutely unhinged content from someone who needs to touch grass. Payday loans are scams that prey on the poorest, most uneducated people. This industry is actively harmful to society. But hey, I'm sure writing this helps you sleep at night.

[skybrian]

This looks better than a regular payday loan since it’s zero interest. The interest expense is still there, but paid collectively, much like the cost of a store’s generous return policy or of its advertising.

It seems like quite a racket, but doesn’t look like “preying on the poorest.”

[howard941]

The payday loan people are very nice and friendly. Seriously. Maybe the only friendly finance people those struggling talk to. Even so yes they are actively harmful.

[63stack]

Of course they are, it's just a part of the job.

[proof_by_vibes]

Speak for yourself. I've got $10mil riding on put options for Jane Doe's pizza that she bought for her child's birthday party last week. People like you spreading FUD is threatening my portfolio.