[ssl232]

In Germany, paying for goods online using Sofort (direct bank payment, not buy now pay later) literally involves typing in the same credentials used to log into online banking, that’s your account number, branch and PIN, followed by scanning a “TAN” similar to a QR code using the bank app. The only thing stopping them taking my data and logging into my banking it seems is the TAN app part, that could easily be phished.

Edit: changed Klarna to Sofort

[TuxPowered]

Is this another incarnation of Sofort? Fortunately nobody is forced to used the former nor the later, you can either pay with card or just make your own SEPA transfer from any bank in Europe.

[dzhiurgis]

At least in Lithuania the "nobody is forced to used" is partly true. Sometimes in checkout flow you get links to big-5 banks and thats it, even tho technically entire SEPA should be ok.

[ssl232]

Ah yes it was Sofort, not Klarna.