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fullStackOasis | 9 months ago

I think most of your points are fair ones. I also feel that it's rather cynical to drop out of the "rat race" by relying on the participation of lots of other people to pay for your Medicaid expense and so on. However, on average, there are just so few people doing this type of thing that I don't think we have to worry about free riders damaging the system. Most people who complain about the rat race aren't willing to take the extreme steps that this guy is suggesting in order to get out of it.

> The budget didn't include mortgage/housing cost

True, but I don't think you can get a mortgage for a $29K house. I'm guessing the guy is saving up for his house by sticking in the rat race until he's got his $29K saved up (presumably made easier with his wife?). Then, he shops around for a house on a bus route. I suspect it is possible, especially in a state like NY.

> if the author of this article gets cancer I bet they'll want to visit a hospital where doctors are working 12 hour shifts grinding out the era of "overabundance."

This is one point where I disagree. I'd really rather that doctors were working shorter hours. I don't want someone taking care of me if they're at the end of a 12 hour shift. Forget about the fact that it's so bad for her, it's also bad for me and the level of care that I get.

> Water is $0? Even well water requires some level of upkeep

Oh yeah, we just paid $800 to replace our pressure tank. His roof will need to be replaced one day, the gutters will leak, etc.

I actually think I detect a bit of tongue-in-cheek in the article. I think this guy will do this for a while, enjoy his adventure, and then go do something else.

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nkrisc|9 months ago

> I think most of your points are fair ones. I also feel that it's rather cynical to drop out of the "rat race" by relying on the participation of lots of other people to pay for your Medicaid expense and so on. However, on average, there are just so few people doing this type of thing that I don't think we have to worry about free riders damaging the system.

It's one of those cases where the "freeloading" is more miserable than just working, which is why abuse isn't rampant.

wanderingbit|9 months ago

The author mentions putting 20% down and getting a mortgage. Even with insurance, for a 10 year mortgage 29k is 430 per month. Or you live with your parents and save on $1500 rent for 2 years, bam you can buy it with cash.

dangus|9 months ago

Then the author proceeded to not include that cost in the example budget. They even had the gall to mention having a 700 credit score to buy such a house.

Not a lot of people with this kind of low budget have a 700 credit score.

harvey9|9 months ago

Slight digression but shorter clinical shifts mean more handovers, and those carry their own risk of error.