[codeguro]

> In cases of emergencies government can and often does intervene (see housing crisis, airlines during covid etc). Why wouldn't government offset something like this in case of student loans during emergencies?

Because it is unconstitutional, and because it is unlawful. It is during times of emergencies that individual liberties are under the greatest threat and so it is during those times they need the strongest protections.

I find it funny you cite the housing crisis and covid as paragons because the government intervention to each of those were horrible and people in general would be much better off in the long run if the government never intervened. Maybe you don't like the idea that the government can be a threat, but I assure you that governments can and do go rogue. Never forget that the constitution was written as a document to put limits on the government. There is an important reason for framing it exactly like that. It puts into focus the very real dangers of having a centralized power encroaching in on every aspect of your life. With every piece it seizes, it also seizes a piece of your individual autonomy.