[zero_k]

I'm also with Sparkasse and it's the worst. Their digital systems and their technical understanding is the bottom of the barrel. On the other hand, the "most digital bank" in Germany, N26, a so called "neobank" has laughable security [1]. It's a huge mess over here. I used to also bank in Singapore, the difference is night and day. Fun story: Sparkasse has an integration with a stock brokerage, and the stock charts are PNGs generated at the backend. It's literally 1995-level HTML usage, One can only laugh.

[1] https://archive.org/details/33C3-Shut_Up_and_Take_My_Money