[mzitelli]

SEPA is a banking infrastructure layer and it is not consumer focused. Also, only ~60% of European banks adopted it. While Pix was mandatory for all banks to adopt and 80% of Brazilian population already used it.

[elric]

All banks in Euro (currency) countries have adopted SEPA. You might be thinking of SEPA Instant Payments, which is more recent and adotopion isn't universal yet.

[pqs]

In Spain we have Bizum. You can send money to any phone number. It's instand and, as I understand, it works on top of SEPA.

[dakiol]

Never understood why it’s tied to a phone number. I don’t like to leak mine just for silly payments.