[0xffany]

I wholeheartedly disagree.

Technology should not be fixing such a societal or legislative issue. In the example you're providing, why should the user trust the LLM, but not the credit agreement? Why shouldn't the LLM point the user to a different credit agreement, just as exploitative? The company operating the LLM may have such an incentive, and it could be very lucrative.

Illiteracy in the case you are proposing can only increase, for the benefit of some.

(The argument that people can use open source models can't possibly be applied, considering you're speaking about, as you called them, the other 90%, or even the functionally illiterate.)

The last paragraph is concerning to say the least.