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PSP S.A. is expanding abroad, so perhaps BLIK will be available in more countries in some time: "In September, the first BLIK transaction was made in Slovakia, and BLIK Romania S.A. received authorization from the National Bank of Romania to operate in the country. In November, the Polish Payments Standard transformed into a joint stock company, to support the execution of its strategic goals." [1] [2]

BLIK has one ugly caveat, though: it has no chargeback procedure.

[1] Year 2024.

[2] https://www.blik.com/en/about-us#id-15ce9a61-2597-11f0-8657-...