As someone who also lives in the UK this surprises me. Almost every restaurant I eat at now takes the liberty of adding a 10% service charge onto every bill. I assume the idea of which is to make it awkward/embarrassing for you to request to have it taken off.
voidUpdate|7 months ago
logifail|7 months ago
OT but the kind of bank that charges £25 for something like that is almost certainly robbing you blind on the exchange rate, too.