[Mo3]

I still wonder why they literally don't seem to care in Europe. I've overdrawn billing accounts (by accident) two times, one 10 years ago, one a year ago. Nothing happened until I remembered about them months and months later, I went to check and both times the accounts were just sitting there closed. Checked my email and they sent like two payment reminders in the first 2 weeks and then nothing ever again.. the one 10 years ago is still sitting there.. it's not like they couldn't have sent it to debt collections, that's also a popular thing here lol.

[immibis]

If it was Germany I expect them to find a way to legally upgrade the debt to $99,999 or so, and then take you to court, and the court will side with them and seize your assets to pay it. German law doesn't fuck around; unfortunately the precise ways in which it doesn't fuck around are arcane and only accessible to billionaires. And if you get it wrong the entire cost backfires on you.

[afandian]

That’s legacy thinking. Customers are cattle not pets!

I’m in the UK btw.