[fiedzia]

> Much of the business world, especially those things that must be done properly, still rely on having physical records and manual process.

Can you name one business that is using physical records where this is not mandated by law? All accounting around me, including banks, is done digitally. The only one I can think of are businesses run by people born before computers where a thing (some still exist). Note that governments and regulated industries can change very slowly, but that's almost always result of not needing to compete, not an intentional choice.