[angmarsbane]

I mean it just compounds until you die. At some point you decide that you're comfortable with whatever financial number you're going to end life with and instead of taking steps to further maximize it you just enjoy your life, and for some people that means renting an apartment on the beach.

[exe34]

That's easy if you know when you're planning to die. If you're stuck renting beyond that plan, good luck. The stress and ensuing homelessness might bring you back on schedule.