top | item 45018413

(no title)

EMIRELADERO | 6 months ago

So that's it then.

If this actually goes through, there will be no option in the mobile OS market for an OS that both:

a) allows the installation of apps without any contractual relationship with any party, and

b) allows the use of mainstream and secure apps like banking

discuss

order

CalRobert|6 months ago

In time, you will only be able to access banking from your desktop using an approved OS and browser with attestation...

ffsm8|6 months ago

For what conceivable reason would they make the users go on desktop, considering mobile is in the process of being fully locked down?

If anything, they'd eventually deny access from desktop, forcing everyone to login via the fully manages mobile devices without any user freedom.

Some banks are already getting there btw, as their preferred 2fa is a companion app... One small step away from making that the only option, effectively denying access to anyone without a locked down mobile device.

slyzmud|6 months ago

Actually my bank already requires me to use the phone app for any operation on the website. When I want to login from my laptop I need to use my phone with their app to approve the login, same for almost any operation.

Ah, and it can only be installed in one device at the same time :D Don't have your phone available? Bad luck for you

tgsovlerkhgsel|6 months ago

De facto, this is already the case - you can use your computer as a display but to actually authorize a login or transaction you need your phone with said attestation.

Night_Thastus|6 months ago

A dedicated app on a locked down OS is vastly more controllable than something like a browser that can do virtually whatever it wants.

Gigachad|6 months ago

How it generally works iso low risk operations have no restrictions, but if you want to send a large amount of money to a new contact, the banks make you approve the transaction on the phone app.

Phone apps are generally significantly more trusted because of the fact you can’t install malware that steals the session token, and they can do a Face ID check before any risky operations.

prism56|6 months ago

I'll just have to disable it and choose a banking app that works on the browser. Tonnes of my apps are sideloaded. Quite a few are on the playstore or the dev might upload their details.

safety1st|6 months ago

Is it confirmed that we will even be able to disable this?

trallnag|6 months ago

How will you login to the banking app in the browser without a locked down phone? In Germany, MFA is enforced and with many banks the only allowed second factor is an app on a phone.

ACCount37|6 months ago

Banking apps were at the forefront of freedom-eroding "safety" for a long time now.