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post_break | 5 months ago

Gold, make sure your debts are low, trim expenses now. Start thinking long term, what things will you need 5-10 years from now that will only be much more expensive or hard to get.

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k2enemy|5 months ago

If we are heading into a period of high inflation and interest rates, holding debt now is great. High unexpected inflation means that the dollars that you use to pay off the debt are worth less, and you are locked in to a low interest rate.

rsynnott|5 months ago

> and you are locked in to a low interest rate.

Depends on the type of debt, of course. If it's a fixed term loan, and you'll definitely never need to refinance it, sure.

kstrauser|5 months ago

The ideal circumstance would be to take out a loan you can’t really afford immediately before a round of hyperinflation. Bad time to have $100K in a savings account. Great time to owe that bank $2M.

supportengineer|5 months ago

It's never a bad time to lower your expenses.

kstrauser|5 months ago

Gold, aka Bitcoin for Boomers.