[helqn]

Not when you will buy the phone on credit which many people interpret as getting it for free.

[hbn]

Or those god-forsaken monthly payment plans that exclusively exist to get people who don't know how to budget racking up more debt

[humpty-d]

0% financing on Apple card, 3-8% annual inflation the last 4 years, you'd be dumb not to take it

[ashdksnndck]

They are offering 0% when treasuries are yielding 4%, of course I’m going to take it.

[astrange]

A payment plan for a phone makes perfect sense if the phone is capital equipment that makes you money.

[Workaccount2]

You can explain it to them and they don't care. I happen to know more than a few.