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johnzim | 5 months ago

To be fair to Tom Nook, the interest rate on those loans is 0% and there's no risk of being foreclosed upon!

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isk517|5 months ago

Tom Nook didn't need a down payment either.

RajT88|5 months ago

But also - you cannot turn down his loans. Pay off one, just showing up in his proximity saddles you with another one.

That's more protection racket than bank loan.

Also in real life, you make 0 dollars catching beetles and fish in Hawaii.