[infamia]

1. Move the deductions from the employer to the individual. That unlinks health care from your employer. It will also inject market forces and discipline to our health care system, since the person paying for the care is now in charge of the insurance.

2. Repeal the ACA mandates and enact interstate laws which permits low-deductible, low mandate policies along with reintroducing catastrophic insurance. The current status quo forces young people to pay for old people and those less responsible with their health. What we have now is prepaid medical care, not insureance. This also removes the insurance monopolies states and companies have created together.

We have the worst of all possible systems at present.

[modeless]

The chances of any elected politician doing this are exactly zero. We're going in the opposite direction and it's only a matter of time. There are very few places left on the internet that would even entertain discussion of this. This site is no longer one of them.

[Karrot_Kream]

It's unfortunate that Reddit and HN just downvote these proposals away. I guess discourse is dying on these platforms huh.

Mark Cuban had an interesting proposal to this effect. https://x.com/mcuban/status/1934834421225672999 . A combination of tax subsidies and debt forgiveness that cuts out insurance companies altogether.