Neobanks definitely have this feature. For example Revolut. There’s a “Block future payments” button, and once you click it, no more charges from that merchant will go through.
The requested feature is more like list-unsubscribe headers for mailing lists[1]. Instead of categorizing the mail as spam (blocking) you send a clean unsubscribe back to the sender.
amelius|5 months ago
What I'm talking about is an official way to unsubscribe. One that the user fully controls, and is free of dark patterns.
robertlagrant|5 months ago
lixtra|5 months ago
[1] https://www.twilio.com/en-us/blog/insights/list-unsubscribe