I haven't used a banknote in more than 15 years.
During this time I can't recall a single time I saw anyone using a banknote either.
Here in Malmö where I live, especially since COVID, you'll be searching more and more to find stores that take cash (besides supermarkets and kiosks and the like). I would say more than half of them don't accept cash any longer. Speaking of restaurants or pubs, my estimation would be that 2/3 have signs that say "no cash". Maybe more.
You can't do simple things as taking public transport if you want to pay by cash. You can't pay in the bus. You can't buy in the machine. It's all card or app only. You'll need to search around for an equivalent of a 7-11 kiosk to be able to buy a ticket using cash. Depending on where exactly you are when you need that, it may take as much walking than you wanted to save by taking public transport.
If you took a daily trip to the Danish side (Copenhagen) and need to come back home, I'm not even sure if it's possible to get back if you need to buy a ticket and only have cash on hand. Only Skånetrafiken sells that particular ticket and only via machines that don't take cash.
Handling cash became more expensive than taking card payments. It's also more complicated in terms of logistics and payments take longer. With this set of incentives, it's understandable why the shift happened.
Not saying I particularly like this development. Just reporting my anecdotal experience.
If your local hairdresser gives you a cheaper price when paying cash, wouldn't you assume tax evasion? (criminal).
Someone selling a used bike, or other items of similar value, on second hand market and not accepting Swish would maybe not directly be considered criminal, but would for sure raise an extra eyebrow about the origins of the goods.
Otherwise correct, nobody would blink if you use cash for other daily purchases like ice cream or groceries, even if unusual.
lbschenkel|4 months ago
I haven't used a banknote in more than 15 years. During this time I can't recall a single time I saw anyone using a banknote either.
Here in Malmö where I live, especially since COVID, you'll be searching more and more to find stores that take cash (besides supermarkets and kiosks and the like). I would say more than half of them don't accept cash any longer. Speaking of restaurants or pubs, my estimation would be that 2/3 have signs that say "no cash". Maybe more.
You can't do simple things as taking public transport if you want to pay by cash. You can't pay in the bus. You can't buy in the machine. It's all card or app only. You'll need to search around for an equivalent of a 7-11 kiosk to be able to buy a ticket using cash. Depending on where exactly you are when you need that, it may take as much walking than you wanted to save by taking public transport.
If you took a daily trip to the Danish side (Copenhagen) and need to come back home, I'm not even sure if it's possible to get back if you need to buy a ticket and only have cash on hand. Only Skånetrafiken sells that particular ticket and only via machines that don't take cash.
Handling cash became more expensive than taking card payments. It's also more complicated in terms of logistics and payments take longer. With this set of incentives, it's understandable why the shift happened.
Not saying I particularly like this development. Just reporting my anecdotal experience.
Too|4 months ago
Someone selling a used bike, or other items of similar value, on second hand market and not accepting Swish would maybe not directly be considered criminal, but would for sure raise an extra eyebrow about the origins of the goods.
Otherwise correct, nobody would blink if you use cash for other daily purchases like ice cream or groceries, even if unusual.
KomoD|4 months ago
Most of us don't use cash all the time unless you're a kid or >60. I can't even remember the last time I used cash.
sebra|4 months ago
https://www.riksbank.se/en-gb/payments--cash/payments-in-swe...