[hellisothers]

Every person I’ve ever met who espouses “crypto” sounds like they’re in a cult trying to recruit new members. I can’t recall meeting a person who uses crypto who when asked about it (if they didn’t bring it up first) treated it like “oh, yea, crypto, it’s whatever, you just use it or don’t”.

[rekttrader]

Have you tried doing an ACH to a friend or paid rent that way recently? Banks force you to Zelle (there are daily/weekly limits) they’re not enough to cover modern rents so you breakup payments. Meanwhile any stable coin transfer can be done in minutes and works better than any payment rail ever.

Edit: I got my landlord to open a Coinbase account because stablecoin payments are way easier (also got a signup bonus for referring a new account)

[everythingctl]

Pretty much every other developed country has solved this problem without having to transact in digital lottery tickets.

[malnourish]

My living partner transfers me money via ACH each month to share our expenses. It's effectively instant.

[otterley]

I have never been forced to use Zelle instead of ACH. You just have to know how to arrange an ACH payment with your financial institution.

[tstenner]

Europe just nixed the general €100K limit on SEPA instant transfers. Before that, you had to split it up or wait 1-2 days for the regular transfer to go through.

[solumos]

We should meet.