[lambertsimnel]

Increasingly, browser-based online banking requires authentication with a proprietary smartphone app, where it used to accept other forms of 2FA

[MrDrMcCoy]

As terrible as proprietary app 2fa is, it still beats the tar out of SMS or email 2fa, security-wise. I don't get why my bank, who used to be pretty cutting edge, never implemented TOTP or passkeys...