[itsme0000]

It’s honestly becoming a national subculture. Being a “burnout”. In tech burnout means you’re exhausted on working on things. In America “a burnout” is someone so deeply in debt they don’t even try to really pay it off, they just ignore the debt and spend money on cheap thrills when they can. Obviously not something that you advertise about yourself, but go to any bar in rural south and they know what am talking about.

As bad as the debt situation is in the US there’s not much a collection agency can do to force you to pay relatively petty sums under 100,000 they will just harass you basically.

The Roman proverb goes “The begger laughs in the face of the bandit” so burnouts spread money before it can be taken from them, then turn around and beg for more. A person who’s established this mentality, the exact amount they owe is the least of there problems.