[sfdlkj3jk342a]

The only real solution to these problems is to convert the accounts of the elderly or anyone who can't be trusted to spot scammers into joint accounts with restrictions on large transactions controlled by a trusted family member or nominee.

[koliber]

What if your son suddenly decided to do this to your accounts? How well would you take it?

[sfdlkj3jk342a]

Well ideally everyone should have contingency plans in place before he experiences severe cognitive decline.

A unilateral takeover of your accounts by your son should only happen if there is a sudden incapacitation and with some kind of medical-backed court approval.

[codedokode]

Other solution would be to restrict international calls though.

[sfdlkj3jk342a]

There are plenty of services that sell US-hosted SIMs (or for most major countries) that are capable of SMS and calls without any KYC.