[actsasbuffoon]

Before the ACA, insurance companies were allowed to have these things called “lifetime limits.”

Basically, once your healthcare got expensive, they could just cut you off and say they wouldn’t cover you any further. And because of pre-existing conditions (which the ACA also eliminated), you couldn’t get new health insurance. You were basically fucked.

My mom got cancer a few years before the ACA passed. So far as I’m concerned, the old insurance system killed my mom when she was only 40 years old. I lost my only surviving parent, and my little brother lost his mom when he was only 10 years old. So forgive the utterly flabbergasted look on my face as I read your comment.