[webdood90]

> I wonder why folks who start with roughly the same skills, intelligence and opportunities (and bank account balance!) can nevertheless end up in very different places?

I am answering this question.

Perhaps you could reply with something useful instead of attacking my comment.

[dugidugout]

I think it was:

> IMO it matters little how much you earn if you don't know how to spend it.

which implied you were also commenting on the condition of being "poor", rather than distinguishing those who are "broke" from those who are not with the same pay.

I take it you really mean:

"IMO, after a baseline, it matters little how much you earn if you don't know how to spend it."

[blizdiddy]

You should feel embarrassed for “thinking” so callously and uncritically. Do you need everything handed to you? Family issues, natural disasters, medical events, house fires, abuse, wage theft, fate. I’ve worked with the destitute, there is no safety net.

[webdood90]

I'm not disputing those things happen or that luck plays a big part. I'm commenting on what people have control over.

I'm not sure what is compelling you to be so rude to a complete stranger on the internet. I'm here to discuss, have my ideas challenged, and learn.