[cjrp]

Ironically until fairly recently Nationwide required the little keypad authenticator thing, and everyone hated it!

[ItsBob]

I had one of those umpteen years ago with RBS. I hated it at the time too :)

However, I use a Yubikey as often as I can nowadays and authenticator apps too where possible.

I'd like the option to use one but I can't :(

[cjrp]

I wonder if the higher-end banks, e.g. Coutts, let you use one.

[Ntrails]

I thought they still did for website flow at least. Bizarrely we seem to think that phone apps are infinitely secure and don't need the extra step because biometrics?

[victorbjorklund]

Isn’t it because the assumption is that a mobile device is personal in 99,99999% of cases while it’s common (less now than 15 years ago) with shared computers in libraries, schools, etc.