[mwexler]

I am actually quite frustrated with the state of "Open Banking" access in the US. No matter which tool I use across open source or just something I hack myself (or a spreadsheet), I still have no easy way to get to my banking and investment data. Plaid and other "aggregator/scrapers" are not designed for a single user. Tiller and Lunchapp seem OK, but now I have yet another party involved in the process.

Why is there not an aggregation service that literally lets me go directly to my financial institutions to pull down my data and put it into whatever I want? A Plaid, Finicity, Yodlee, MX for the user, not the mass-traffic developer?

I guess, like price engines and free hosting, the business model isn't there to support a thing that just helps folks.

[dmoy]

SimpleFIN is a layer on top of MX that you can pay $15/yr for.

It's still MX under the hood though so it's maybe not quite as satisfying of a solution? I agree I wish we had better consistent APIs between financial institutions for data access in the US.

[ftwynn]

As I understand it, Tiller is basically a wrapper around Yodlee with some spreadsheet integration. I've found pulling the data from the spreadsheets into beancount/fava isn't too bad.