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Brendinooo | 3 months ago

> Amazingly enough, these aren't even the worst kinds of garbage health plans that you can buy in America: those would be the religious "health share" programs that sleazy evangelical "entrepreneurs" suck their co-religionists into, which cost the world and leave you high and dry when you or your kids get hurt or sick:

Seems worth noting that "sleazy" and "suck their co-religionists into" are (unfounded, as far as I can tell) opinions, "cost the world" is flat-out false and the exact reason why they are an appealing option, and "and leave you high and dry when you or your kids get hurt or sick" is also an unfounded claim. His only citation for any of this is talking about someone who doesn't like morality clauses, but...picked it anyways, presumably because it didn't cost the world?

Some are better than others. I picked the one that looked the most like real insurance and has a >30 year track record of not leaving people high and dry. I've been on it for almost seven years and it's worked out well so far.

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LorenPechtel|3 months ago

They (religious health share stuff) all have an inherent, fundamental flaw in that there is no actual insurance obligation. It's like the old days, get sick enough and you get dropped. But without even an illusion of being able to keep it. I'm not going to blame the author for failing to prove something long established.

Brendinooo|3 months ago

"get sick enough and you get dropped" is a very, very different statement than "leave you high and dry when you or your kids get hurt or sick".

And if it's "like the old days", then it must not be some some uniquely sleazy thing.

I'll also add:

>these plans do not comply with the Affordable Care Act, which requires comprehensive coverage, and bans exclusions for pre-existing conditions. These plans only exist because of loopholes in the ACA, designed for very small-scale employers or temporary coverage...

He lumps sharing ministries in with this, but it's worth noting that the company I'm with was explicitly exempted by the ACA from the outset. It's not a loophole. Health sharing ministries that existed before the year 2000 could be used to satisfy the individual mandate. So he's being misleading here as well.