[peter422]

Your whole argument is that the health care system should be optimized for the most productive members of society (like you, right now).

You are perfectly fine to have that belief, but the majority of people disagree with you, which is one of the primary reasons the system is designed as it is.

[Aaronontheweb]

I think the market can do a better job of optimizing than central planning ever can - the problem is we have both the costs of capitalism and socialism concurrently with the model we have now. A worst of both worlds scenario.

[peter422]

A struggling business can go under.

When somebody is sick we generally save them even if the cost/benefit is poor. No market is going to solve this if you want to save sick people who don’t have a lot of money.

There is no place in the world where health care is solved, it’s one trade off vs another.

The US system is also far far from perfect but your solution is quite shallow and unlikely to fix things in a way society wants.