[wampwampwhat]

i'm 36, self-employed. silver plans in my state are ~800/month next year, with 8k deductible, no out of network coverage at all, with no in-network providers out of my state, so god forbid I get injured while traveling to visit my in-laws. the marketplace is a joke and health insurance in this country is pointless.

[BeetleB]

> no out of network coverage at all

I thought they'll all cover ER visits out of network. Is that not required by law?

[ceejayoz]

As usual, they find ways to limit that.

https://www.emergencyphysicians.org/press-releases/2017/10-1...

> In a controversial decision, health insurance giant Anthem Blue Cross Blue Shield is warning policy holders—in Georgia, Kentucky and Missouri—that they may have to pay for their trips to the ER. The company has developed a secret list of diagnoses that they will not pay for, such as "chest pain on breathing" and blood in the urine, even if the patient thought it was a medical emergency.

[PaulDavisThe1st]

Too expensive? check

Deductibles too high? check

Stupid coverage limitations? check

Pointless? nope