[orange_joe]

The entire piece keeps telling you to ignore the people in question, their statements and their preferences. It wants to push this doomer narrative of left behind people, while ignoring that communities are putting these banks together & the government is actively supporting them.

[NoMoreNicksLeft]

I think mischaracterizing this as a sign of collapse (a word that I'd only use for the result being a permanent state of affairs), it does point towards a sort of extreme economic distress that's difficult to overstate.