top | item 46419493

(no title)

mathverse | 2 months ago

European cards typically cannot do chargeback.

discuss

order

jeroenhd|2 months ago

Credit cards often can, though European banks I've used don't do them as willy-nilly as American banks. With debit cards, charge backs are practically impossible unless payments were done in a very specific way that does not directly prove your authorization.

rahimnathwani|2 months ago

Do you mean Europe-based issuers of Visa- and Mastercard-branded credit and debit cards do not have chargeback processes?

jeroenhd|2 months ago

Credit cards often have them, but subject to stricter terms than their American counterparts.

I don't think I've seen a European debit card that offers charge back. You can often get your money back in case of fraud or timely-reported theft of your bank cards, but it's not easy.

victorbjorklund|2 months ago

Credit cards do. At least in Sweden it is part of the law that you as a consumer has the right to chargeback.