[ahofmann]

In my new credit card app I can set if I want to repay 3%, 5% or 100% at the end of the month. If I set it to 100%, I have to pay $2 per month. Banking is already actively hostile against the customer.

[haritha-j]

You have to pay more money when you pay the total amount you owe? That's just evil.

[MrDresden]

In some locations banks are allowed to charge you for the interests they will loose out on when their clients pay more of the principal.

In other locations this has been deemed illegal and/or only allowed above a certain amount (think 10-15% of total remaining principal).

I do not agree with this being an ok practice (to charge).

[nothrabannosir]

Which bank is this?

[OrangeMusic]

À major one.

[za3faran]

By definition, usury/interest based banking is hostile against the customer.