[phantom784]

It's the ability to take a picture of a check and deposit it into your account that way, vs having to take the check to an actual branch of a bank.

Here in the US, I still get checks frequently enough that it's nice to have.

[gabrielhidasy]

I'll bet the confusion stems from the rest of the world having essentially forgotten what is a check/cheque almost a generation ago.

I only used them twice in my life, last one was in 2012 and I had to get a supervisor at the bank to find the procedure to get a checkbook at the time.

[SoftTalker]

In the US, a lot of small employers still issue paper payroll checks.

[ErroneousBosh]

Oh, cheques.

I don't think I've seen one of those since the early 90s. Do people still use them?

[phantom784]

"Check" is the US spelling, and I still see them often enough here.

[themafia]

What's hilarious is that at the end of the day your transaction is added to a text file and sent along with the image to the Federal Reserve Bank Clearinghouse via SFTP. It's then communicated back to the other bank in the exact same way.